Solutions

The services of the fee-only Honorar- Finanzanlagenberatung Bauer

Independent advice for globally diversified investments with ETFs, free of conflicts of interest.
Factual, scientifically sound advice without being influenced by short-term trends (forecast-free, without hectic buying and selling or “windowdressing” at the end of the year).
Holistic advice that takes into account your age, life situation, values and future plans.
Cost-efficient investment design.
Tax optimization through long-term buy-and-hold strategy.
Respectful, cooperative interaction.
No speculation through stock picking or market timing.

Investing with ETFs - long-term and cost-effective
Wealth creation & financial planning
Private pension provision
Analysis of your overall financial situation: Does the risk fit your personal situation?
You are unsure how to invest your money wisely and believe that real estate is the only way to invest capital.
Investment of a lump sum, for example from a gift or inheritance.
Support in keeping a cool head and making rational decisions in difficult market phases (action bias).
A partner who supports you with rational arguments to finally take the step into the stock market or an ETF-based retirement plan.
Financial advice for your personal concerns

Bauer’s financial investment advisory fees are charged on an hourly basis.

A percentage asset-under-management fee (AuM) is available upon request.

No VAT identification due to application of the small business regulation according to Section 19 UStG.

Before entering into a business relationship, I will upon request confirm the following to you in writing:

Honorar-Finanzanlagenberatung Bauer confirms that in my investment advice with regard to your assets the firm will:

never use in-house financial products.
never accept commissions, fees, rebates, kickbacks or similar from third parties.
never charge success-related fees such as performance fees or the like.

signed, Martin Bauer